Title picture
Practice Information
Home Page
Clinics  
  Complaints Procedure
  Comments & Suggestions
Confidentiality
Doctors/Staff
The Patients Charter
How To Find Us
  Notice Board  
  Other Information
  Out Of Hours
Useful Contacts
how do i
Make An Appointment
Obtain A Home Visit
  Register
Repeat Prescriptions
Test Results
Medical Information
"The following information is provided by a third party and is not guaranteed or endorsed by the practice"
  Online Medical Dictionary
  Accident & Emergency
  Backpain
  Childhood Ailments
  Common Ailments
  Family Medical Chest
  Healthy Living
  Holiday Health
  Muscle & Joint Pain
  Preparing For Pregnancy
Service
"The information listed below is intended as a guide only and is not a list of the services offered by the practice"
  Acupuncture
  Aromaththerapy
  Childcare/ Nurseries
  Chiropody
  Counselling
  Dentistry
  Education
  Eyecare
  Financial
  Hearing
  Homecare
  Homeopathy
  Hypnotherapy
  Insurance
  Mobility/ Motability
  Private Healthcare
  Reflexology
 


Debt counselling could be the answer to your personal financial problems. Maybe you've lost your job through ill health or been made redundant - the bills keep mounting up and you've no money to pay them.

  • The longer you leave the problem, the worse it is likely to get
  • Unopened bills don't disappear
STEPS TO TAKE
  • Cut down on any overspending
  • Prioritise your debts
  • Get specialist help
  • Don't ignore your creditors - try to negotiate terms with them
  • Work out what you can afford to repay
LOANS
  • Consolidation loans may help - but they are expensive
  • Your bank may also help you
DEBTS TO PAY FIRST
  • Mortgages - to avoid repossession
  • Council tax - failure to pay can lead to a court summons and prison
MORTGAGE ARREARS
  • Even if you are in arrears it may be possible to get a remortgage
  • This may well be expensive - but better than losing your home
REPOSSESSION
  • If the lender sells your home for less than you owe them they have several years to start chasing you for the balance - between six and 12 years
  • It is possible to negotiate a reasonable repayment plan





back to top


Copyright © 2006 Oldroyd Publishing Group Limited. All rights reserved.
Click for details of sales jobs with Oldroyd Publishing Group Limited






Recommend a Friend






We offer a personal, friendly service with expert advice and information to help you attain and maintain a healthy lifestyle.